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Members: As of 2/6/10, registration is disabled as we are moving to the NEW Liars and Cheats EXPOSED!

Hot Topics & Legal Links

6/10 L & C Documentary:
Jail for debt – NO jail for lies. Ms. Anderson, CEO ACA, try ME!

Rozanne M. Andersen, CEO ACA International, the primary organization of debt collectors:
"Avoid jail by paying off debts"

5/10 L & C Documentary:
Fairfax Oral fails to apply insurance payment resulting in default judgment

Incredibly, they garnished the wages AFTER notification and refused to vacate the judgment

5/10 L & C Documentary:
Cohen and Slamowitz Unfair Collection Litigation Practices

Extremely unfair collection litigation practices documented

4/10 L & C Documentary:
Experian Refusal to Investigate Factual Disputes and FALSE claims of FRAUD

Experian FALSELY claimed to have filed fraud complaints with law enforcement and regulators about consumer who submitted FACTUAL disputes.

How to file complaints about credit bureaus with the FTC online
Will the FTC actually contact the credit bureaus?

Jail for TRUTH?
Doctor Tameira Hollander LIED under oath in her defamation complaint and affidavit. Read the court filings and exhibits.

11/08: SETTLED: IC System collection lawsuit
Harassment phone calls, automated calls and potential 3rd party disclosure, failure to cease and desist

Published FTC and AG Complaints
1) DeVry / Experian -- lates after charge-off/collection.
2) Portfolio Recovery -- FCRA and FDCPA violations

10/3/08: My petition for rehearing / en banc re. Experian filing my unredacted credit reports
Absolute proof of the courts' and judges' corruption

9/2/08:
InsideARM (collection) did NOT approve my comment about FDCPA and FCRA amendments
CHANGE the laws to require DELETION of PAID collections

9/2/08:
CreditFactors new blog -- for Credit Professionals
Analyzing myFICO credit reports

7/08:
Truth Rising -- We Are Change
Activists demand truth and help for the 9/11 first responders

7/22/08:
New FDRS Debt Elimination SCAM site

5/14/08:
myFICO DELETED my posting about the incomplete myFICO reports
Please contact the FTC to investigate!

5/9/08:
FDRS - Federal Debt Relief Scam
Sue owner Mark Cella for your refund

5/5/08:
Trans Union BLATANT refusal to correct client's credit reporting
My reply to the TU motion to deny my motion for leave to file my amended complaint with new claims of tortuous interference with contractual relations and unjust enrichment.

12/27/07:
Phase 3: Hitting where it hurts - stop paying the banks
Resistance: 20 Reasons to STOP paying your credit cards

9/21/07:
My opening brief to the 9th circuit court of appeals
Experian's Kimberly Hughes PERJURY - judge Broomfield's REFUSAL to order my unredacted credit reports removed from PACER until I dismissed all claims, American Agencies lies and perjury ....

6/21/07:
My Open Letter to the members of the House Financial Services Committee about credit reporting and scoring problems
Will any of them DO something about the biggest fraud in history?

5/3/07:
My Objection to the Hillis / Slack v. Equifax & Fair Isaac Proposed Settlement
My exhibits document the Fair Isaac & Suze Orman SCAM

11/20/06:
My response to the Capital One $50,000 attorneys' fee ploy to get me to dismiss my appeal
GOOD faith - BAD faith - and the scum sucking bottom feeding lying Capital One lawyers

My comments to the FTC and FRB
Systemic credit reporting and scoring problems

The Lexington Law dispute letters
Do YOU want to look that stupid AND lower your scores?

Posted video depositions at pleban.org
If the CREDIT litigants follow Karen's example, we'll soon see a LOT more accurate credit reporting

Consumer Law & Policy Blog

The 2006 CDIA Credit Reporting Manual


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Cows with Guns

Hot Links

Information Clearing House
NEWS YOU WON'T FIND ON CNN
globalexchange.org
thememoryhole.org
opensecrets.org
spychips.com
nocards.org
blackboxvoting.org
kucinich.us
GREED
- by Julian Edney
GREED II - Is exploitation wrong?
- by Julian Edney
Where would Jesus bank?
whereisthemoney.org
Rep. Ron Paul, MD
- Abolish the Federal Reserve
The Globalization of Poverty and the New World Order
- by Michel Chossudovsky
GlobalOneworldDictators
enterprisemission.com
- Richard Hoagland
infowars.com
- Alex Jones

Free Speech


The Blue Ribbon Online Free Speech Campaign
MasterCard had CreditForum.org shut down

Bloggers' Rights at EFF

Credit Sites

Fight Back!!! Forum
ID theft, American Agencies, Household, Lexington, Compass Bank ....

CreditCourt.com
The filings for my own and other consumer suits

- 6/4/03 - Senate Subcommittee on Financial Institutions And Consumer Credit
The VERY interesting testimony of attorney Leonard A. Bennett about CRA, Capital One and MBNA investigation procedures.

http://fcraclassaction.com
This is the national settled class action against all 3 CRAs about the reporting of bankruptcies for cosigners who didn't have a bankruptcy. All the filings are posted!

More Links

My AZ State Bar complaint
Capital One Services Manager Christopher Lane perjury and my Bar complaint about the lying Capital One attorneys Joseph Udall, Kathleen A Biesterveld and Kevin D Quigley

Quicken Bill Pay Unauthorized Account Activations
27,000 accounts activated and Intuit / Metavante refuse full refunds?

9/10/04 news release: Consumer Sues Ameriquest Mortgage Company for Spamming, False Promises, Misrepresentation and Incompetence

Fair Isaac is a CREDIT BUREAU!

Creditattorney.com is the same scam as Lexington Law credit repair

What to do about old chargeoffs and collections

Why you should NOT send bankruptcy documentation to the credit bureaus

Why I don't write a book, become a lawyer, give interviews or participate in the consumer advocate circus

Member benefits, posting guidelines and terms

Search CreditSuit.org


Advanced Site Search

MUST READ: FICO credit scoring basics

L & C: Free credit reports and FICO discounts

Why we use Google ads

Why we use Google ads

Recent entries

Allied Interstate KNOWINGLY hired collector convicted of fraud

Incorrect Student Loan Reporting Lowers FICO Scores despite perfect payment history

Collection attorneys Nelson & Kennard unfair practices documented

Tired of big banks ripping you off?  I’m a Common Good Bank founding member

Trans Union FICO score 738 with two charge-offs

Almonte v. Chase:  Judgments sold to Debt One for 1.02% of balance

NCLC FDCPA and FCRA pleadings and resources on the web

Mortgage rate bait and switch - Quicken Loans refusal to provide rate with 730 FICO score

Most Recent Comments

By Christine on 02 20 2010
Reader mail: phone number and address for American Agencies CEO

By Christine on 02 20 2010
Reader mail: American Agencies collecting 10-year old debt

By Christine on 02 20 2010
Reader mail: American Agencies didn't delete after payment of Pac Bell collection

By Christine on 02 20 2010
Reader mail: American Agencies won't quit collecting and reporting 9-year-old disputed debt

By Christine on 02 20 2010
WV AG McGraw sues Capital One AGAIN - unconscionable practices - re-aging debts

By Auto Mike on 02 01 2010
WV AG McGraw sues Capital One AGAIN - unconscionable practices - re-aging debts

By Christine on 01 12 2010
The new FDRS site




Categories

  • 2009 doctor [CENSORED] free speech litigation
  • 2009 Verifacts credit inquiry - $1,000 demand
  • Credit crisis deliberately caused by the regulators
  • *** 20 Reasons to STOP paying your credit cards!
  • 2008 Activism
  • 2008 Monetary Reform - stopping the bank fraud
  • 2008 NEW currency NOT printed by the banks
  • 2008 Encore Receivable Management - illegal collection activities
  • 2008 CollectCorp FDCPA violations
  • 2008 FCRA / FDCPA proposed changes
    • FCRA: written notice of credit checks (hard inquiries)
  • 2008 - 2009 FCRA - FDCPA violations
    • Equifax failure to relay consumer disputes to creditors
    • DeVry lates after charge-off -- FTC Complaint
    • Illegal sale of consumer credit data
    • Experian lates after chargeoff
    • Deferred student loan balances higher than original loans
    • LHR refusal to validate
    • NOT deleting when collector goes out of business
    • Portfolio Recovery FCRA / FDCPA violations -- FTC / AG complaint
    • Reporting accounts as DISCHARGED instead of paid as agreed
    • Trans Union incorrect Date Closed and address
    • TU blocking myFICO report to sell their credit scores no lender uses
    • Regulatory action against collectors
    • Trans Union REFUSALS to investigate consumer disputes
  • 2008 IC System suit (FDCPA -- SETTLED!)
  • 2007 United Online (NetZero) suit (on appeal - venue)
    • Attorney Keith Knochel perjury
  • 2007 CBE Dish Network collection
  • 2007 Inquiry suit
    • Equifax
    • Trans Union
    • Experian
    • NCO - illegally selling credit reports
    • Dana Smith
    • Dana Capital Group (in bankruptcy)
  • 2007 Midern Sager Notebook suit (settled)
  • 2006 Collection Suit (in discovery)
    • DirecTV
    • Focus extortion criminal complaint
    • Focus Receivables Management
  • 2004 Suit (credit limits, credit reporting - on appeal)
    • 2007 Appeal - Equifax, Capital One & Target
    • Ameriquest Mortgage - incompetent spammers
    • Capital One - ruthless banksters
    • Equifax - countless violations
    • RNB (Target) - FINALLY reporting credit limits
    • Docket updates
  • 2009 CitiFinancial Auto INCOMPETENCE
  • 2008 Elections
    • Ron Paul
  • 2009 Stephen Snyder - Allen Michael exposed
  • 2009: Welcome to my suicide! Dying for change ...
  • 2009: Creating a NEW system - jobs, trade, money
  • 2003 Suit (appealed, Experian filed credit reports on PACER)
    • Criminal investigation of published credit reports
    • 2007 Appeal - American Agencies, Experian, CIC
    • American Agencies - scummy collectors
    • Compass Bank - vile to the bone!
    • ConsumerInfo.com - incomplete reports
    • Docket updates
    • Experian - countless violations
    • Fair Isaac - credit scoring fraudware
      • 4/07 myFICO missing DLA
      • Bizarre FICO scores
      • FICO 08 -- Authorized Users
      • 2/07 screwed up myFICO reports
      • FICO scores rate FICTITIOUS late payments
      • FICO scores rate UNDATED late payments
      • Incomplete myFICO reports
      • ScoreWatch problems
    • FCC - condones fraud
    • FRB Richmond & James McAfee - STILL refuse to enforce FCRA
    • FTC- on the corporate payroll
    • Household - greedy banksters
    • MIS (CreditData SW) - AZ Experian affiliate
    • Nelnet - willful incorrect credit reporting
    • Pacific Bell - billing fraud & PERJURY!
    • Professional Recovery - settled
    • Providian - settled
    • T-Mobile (Deutsche Telekom) - billing fraud
    • Verizon Wireless - billing fraud
  • 2011 Incorrect student loan credit reporting
  • Action Alerts
    • PUBLICIZE the issues
    • Operation ad CLICK
    • Operation FAKE leads
  • Legal
    • 2008 Experian v. LifeLock
    • 2008 Hess Kennedy - Chase - Capital One debt elimination suits
    • 2009 White v. Experian class action settlement - incorrect after bankruptcy reporting
    • Arbitration - the death of justice for consumers
    • Court - rulings - procedures
    • Legal questions
    • Demand new or amended legislation!
    • Discovery issues
    • Ed Brown - standoff over income tax
    • NACA - Consumer Lawyers EXPOSED
    • Michael Kashan v. Pinnacle Financial Group
    • Class actions
      • Class action against CRAs re. credit LIMITS
      • Hillis v. Equifax + Fair Isaac
      • Townes v. Trans Union + TrueCredit
    • Regulators - legislators
  • Admin & tech stuff
  • Common Good Bank
  • Cool videos
  • Annual FREE credit reports
  • Credit - Collection - Economic News
  • Credit analyzing software
  • Corruption
  • DONATION
  • ID Theft - demand your PIN!
  • FDRS - Federal Debt Relief SCAM
  • Discover Card corruption
  • OpenCHECK - Oxendale illegal "PRE-APPROVALS"
  • Equifax - CSC sex talk hotline
  • Federated Financial credit counseling & Ripoffreport.com
  • Free speech & corporate censorship
  • Humor
  • James Morrison aka Lizardking
  • Junk faxes and SPAM
  • 2009 - start credit union
  • Links - not credit related
  • Kovarik - KTHL threats
  • Politics
    • Cindy Sheehan rocks - send Nancy HOME!
  • Privacy - what happened to it?
    • PeopleFinders.com
  • PRweb Censorship
  • Public Citizen - another corrupt organization
  • Quicken Bill Pay - Metavante
  • Reader mail
  • Recommended Books
  • Robert Paisola - Western Capital
  • Stephen Snyder - Bradley Ross credit repair scam
  • The book - credit reporting, scoring and corruption
  • Walmart
  • WaMu 26% interest rate
  • Wells Fargo / ASC
Common Good Bank Site

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