Appeal: The Equifax response—Westlaw Dennis v. BEH-1
I finally scanned the Equifax filings.
They included the Westlaw printout for Dennis v. BEH-1,—F.3d ----, 2007 WL 1309560 (C.A.9 (Cal.))
This is a HORRIBLE decision by the 9th circuit court of appeals.
Dennis had disputed a judgment that had been entered in error and after he disputed it, Experian received the stipulation stating that no judgment would be entered. As usually, the malicious morons at Experian refused to delete it DESPITE having the document in support of the consumer’s dispute.
According to this ruling, Dennis was supposed to have the court record corrected, he was supposed to know how to do this or have the cash for an attorney to do it.
And Experian can now LEGALLY ignore documentation substantiating consumer disputes and it can continue to ruin lives, cause divorces, illness and deaths. LEGALLY!
This is truly horrible for EVERY one of the 200,000,000+ consumers with credit reports in America. Just today I received an email from a reader who after MANY disputes was unable to get charge-offs and collections deleted with all three CRAs. It’s ID theft or mixed files. She was unable to find an attorney. They once had perfect credit, now they get declined for auto and mortgage loans.
IT COULD HAPPEN TO YOU!
I don’t know how Dennis v. BEH-1 applies to my disputes of the missing Capital One credit limits or my other claims against Equifax, I haven’t been able to get myself to read the response. It is just too aggravating. After 4 years in federal court, still not having the limits reported and reading about the Dennis ruling, well, what can I say that won’t put me in jail?
Americans didn’t become independent because they sued the Queen,
Hitler wasn’t stopped by a court order
and the slaves weren’t freed because they voted for freedom.
Wake up America!
Time is running out.
As these bizarre rulings come in, the CRAs will expand their already so successful efforts to artificially lower credit scores for many millions of consumers.
NOW is the time to ask Congress to step in.
Apparently the FCRA has to be amended to read that when a CRA has documentation supporting the consumer’s dispute, they have to correct or delete as per the consumer’s dispute.
It seems like a no brainer, but except for dissenting judge Kozinski, the majority did not feel that way.
NEWSFLASH:
Once the credit bureaus destroyed you financially and emotionally, you’ll be busy trying to raise the cash to feed yourself, getting enough gas in your car to make it to work and keeping from blowing your brains out.
If the American people who are capable and have the resources to make an effort to stop this madness do nothing, they get what they deserve.
I will be adding this issue to CreditLegislation and I’ll try to send it to a few legislators and presidential candidates.
Posted by Christine on 06/10/2007 at 11:10 AM
2004 Suit (credit limits, credit reporting - on appeal) • 2007 Appeal - Equifax, Capital One & Target • Legal • Court - rulings - procedures • (0) Comments • Permalink
