Fairfax Oral & Maxillofacial Surgery failed to apply insurance payment resulting in default judgment
Another Liars and Cheats EXPOSED collection fraud documentary:
Fairfax Oral & Maxillofacial Surgery attorneys Cawthorn and Picard’s Illegal Collection Practices
Fairfax Oral & Maxillofacial Surgery FAILED to apply the Delta Dental insurance payment and SUED. My client was going through divorce at the time and they obtained a default judgment. Last year they filed for garnishment and my client then obtained the Delta benefits statement and provided it to their attorneys Cawthorn & Picard. Fairfax Oral finally had to cough up the $1.454 Delta payment.
Incredibly, Cawthorn & Picard applied the payment as if my client had made the payment when she disputed.
They did NOT credit interest and fees and NOBODY apologized to my client!
My client then called Cawthorn & Picard and she was PROMISED adjustment.
Instead, Cawthorn & Picard garnished her wages!
They received $1,614 for this $413.00 debt. And then they had the NERVE to NOT report the judgment as satisfied.
And that’s why I got involved as I was helping my client with her credit. If the judgment had been reported as PAID, I would not have gotten involved with this account. But as my client explained what happened, it became apparent that she definitely overpaid this account.
After I contacted Cawthorn & Picard, they refunded $542.27. However, that’s much less than they SHOULD have refunded and of course they SHOULD have reimbursed my $300 fee.
Why do creditors and lawyers think that only consumers need to pay for their mistakes?
And while Cawthorn & Picard CLAIM to have the judgment reported as paid, the credit bureaus verified the UNPAID status.
Cawthorn & Picard REFUSED to provide a copy of the filed document.
So this dispute is still ongoing. I will update at L & C. The full story is at the ABOUT page.
Posted by Christine on 06/02/2010 at 03:29 PM
Credit - Collection - Economic News • (0) Comments • Permalink
