Experian CreditManager link to NewCreditEra credit card application—leads to Superior Payday Loan
Got an alert today and as I checked what it was for (new address), I noticed the Experian ad for credit cards for people with BAD credit. Experian is an affiliate (gets a commission). I followed the link to newcreditera.com and when I tried to close the window, a popup opened:
Janet says: Hey don’t go! If you’re short on cash between checks we can help. Click Here and get up to a $1500 cash advance right away.
Janet says: It’s FREE to sign up and you really don’t have anything to lose.
Janet says: Our lenders will work with you no matter what your current situation but you need to Click Here to get started.
Janet says: You can get approved in seconds and often get the cash the same day.
Janet says: Everybody needs emergency cash at some point, Click Here and we can help you out fast.
Janet says: If you’re still there, type “Hi” and chat with me for a second. I’m here to help.
You: Hi
Janet says: Thanks for chating with me, just Click Here and I’m sure we can get you up to $1500 in cash in the next 24 hours.
You: I don’t understand where this window comes from
Janet says: If you’d like to exit just click the “X” and close the window.
You: what is the APR?
Janet says: Simple. Just Click Here to fill out our free application, and you’re on your way!
You: are you a real person?
Janet says: My name is Janet and of course I’m not real but wish I were
Janet says: I can answer most of your questions though.
You: do you know what “APR” means?
Janet says: Simple. Just Click Here to fill out our free application, and you’re on your way!
You: on my way to what?
Janet says: Simple. Just Click Here to fill out our free application, and you’re on your way!
And “click here” was a link to http://img.superiorpaydayloans.com/p/100006[redacted]
If you just go to http://img.superiorpaydayloans.com, you’ll see that this is really Impulse Marketing. And they’re not a payday loan company, they’re a lead generator:
By clicking the SUBMIT button, I agree to the Superior Payday Loans Privacy Policy and to receive personal finance and other daily email offers from the ‘Opt-in-Credit’ list and our marketing partners, including the CreditDaily newsletter.
*This site will match you with the best cash advance lender based on your application. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders.
Superiorpaydayloans.com is a marketing and advertising agency only. Superiorpaydayloans.com is not a mortgage broker or lender, rather it is a consumer marketplace used to simplify the process of finding local service providers. To make a match, we create a simple profile of you based on the information you submit, and direct you to one of our participating service providers, of which not all can provide up to $1,500. You are under no obligation to pursue business with any of the participating service providers in our network. We encourage you to review each service carefully before electing to do business with them.
What a scummy outfit, the owner(s) should serve some serious time in jail. Is it another Experian owned marketer like LowerMyBills.com?
Posted by Christine on 10/15/2007 at 09:28 PM
2003 Suit (appealed, Experian filed credit reports on PACER) • Experian - countless violations • (0) Comments • Permalink
