If this report was complete and FCRA compliant, I could see the "soft" inquiries, including my own. Still wondering whether someone ordered my Equifax.
I applied for a mortgage (long story to be told at another time) and they apparently used Equifax for the mortgage credit report. It is odd that Equifax reports the inquiry as "Miscellaneous Reptg. Agencies", Experian as "Mortgage Reporters" and Trans Union as "Miscellaneous and public record."
Also, there's the 2/27/04 RNB inquiriy, when I called after they lowered my credit limit. I don't think I got an adverse action letter, looks like all I got is a hard inquiry. Hmmmm ....
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