Well, to be on the safe side, I sent the IRS $400 today at http://officialpayments.com/. There was a link on how to save up to $30 off the 2.5% credit card fee, and it took me to an ad for Privacy Guard (Trilegiant), who is selling the ConsumerInfo.com incomplete tri-merged reports and snake oil scores.
90 days for $1, then it's $90 if you don't cancel.
I just can't figure out how they make money.
UNLIMITED access for ALL THREE CRAs for a full year, and there has to be a profit for ConsumerInfo.com -- what am I missing?
($60 - CIC fee - PG profit) / 3 CRAs = $10?
Why are the CRAs selling ONE report to us suckers for as much as $15? (Experian)
Here's the screenshot of the ad:
