"Michael J. Ottiano appeals pro se the district court's summary judgment for defendant in his action under the Fair Credit Reporting Act ("FCRA"), 15 U.S.C. § 1681 ...."
"For CREDIT DATA SOUTHWEST, INC., Defendant-Appellee: Christopher A. Coury, John M. Fry, Esq., RYLEY, CARLOCK & APPLEWHITE, Phoenix, AZ."
...
"("The reasonableness of the procedures and whether the agency [*3] followed them will be jury questions in the overwhelming majority of cases.")."
"VACATED AND REMANDED."