March 29, 2004

FTC investigating American Agencies - file your complaint

Steve had posted at http://www.ripoffreport.com/reports/ripoff67729.htm that Craig Kauffman at 415-848-5111 with the FTC in San Francisco is investigating.

I called Craig Kauffman and submitted my complaint.

Mr. Kauffman emphasized that so many people call American Agencies to request verification/validation of the debt - but the LAW requires WRITTEN DISPUTES!

That's of course what I've been telling readers for years and the instructions for proper disputes are at http://forum.creditcourt.com/discus/messages/3318/3318.html in the American Agencies topic at the CreditCourt forum.

BEFORE you file your complaint with Mr. Kauffman, have your documentation ready - your WRITTEN dispute, and he needs the dates and a brief description of your dispute.

He is looking for credit reporting AFTER the verification/validation request.

It's really important that you dispute FACTUALLY with the CRAs and if American Agencies reports the dispute instead of deleting, you need to order your FICO report to find out if it's still affecting your credit as it often does.

I gave him the URL with the part of my law suit relevant to American Agencies:

http://forum.creditcourt.com/discus/messages/803/3125.html

I'm sure glad that the FTC is actively investigating!

Posted by Christine at March 29, 2004 02:43 PM
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