2004 Credit Suit

The scum at FUSA/Bank One ....

It's UNBELIEVABLE what they're coming up with.

Check out Randy's posting and my comment.

From the FTC letter to Fair Isaac: "You state that (contrary to a comment attributed by Mr. Lovern to a Fair Isaac source in his letter to us) your risk scores assign the same number of points to a bankrupt tradeline regardless of whether that account is also reported as charged off."

The FTC Lovern letter

I want to know why McCorkell (Fair Isaac) wrote that letter.

That the FUSA/Bank One legal team would take this letter to try to justify their extremely damaging credit reporting is just outrageous.

I know they ROUTINELY report discharged accounts with the balances and without the discharge notation.

Just like Capital One doesn't report the credit limits, First USA/Bank One is DELIBERATELY reporting incorrect data with the INTENT to damage consumers.

They should be part of the RICO action.

Sue, people, sue!!!