2004 Credit Suit

MIS Exhibit 8: 10/30/01 CreditData SW refusal of American Agencies (Pac. Bell)

That was a HUGE screwup by CreditData SW, one of those truly life altering events.

If they hadn't refused my "not legit - please remove" dispute, and they had deleted the account, I most likely would have never had to sue American Agencies, I might have never filed this suit.

CreditData SW decided to make my life miserable, to not even relay my dispute to American Agencies as the FCRA requires.

Just looking at this stuff makes me so mad I could scream.

The audacity to refuse the dispute that the FDCPA specifically requires.

Since collectors often ignore disputes, as American Agencies did, the "this account is disputed" or "this collection is not legit" dispute is a vital part of preserving the consumers' legal right to have only validated collections destroying their credit and ruining their lives.

Additionally, it is unclear to me why CreditData SW didn't realize that this is the same account they just deleted in response to my "Bureau of Commercial" dispute on 8/8/01.

The scan of the CreditData SW refusal to investigate the fraudulent Pacific Bell collection dispute: