It is very strange that "somehow" the Capital One reporting was corrected prior to my submission of my 8/8/01 dispute. I also don't have the 7/23/01 report (Exh. 4) they claim to have sent to me. It doesn't contain any investigation results either.
It's also strange that CreditData SW sent the dispute to Capital One, while my dispute was clearly no longer applicable: I had disputed the delinquent balance, reported WITH the bk notation.
Talk about NO procedures at all to ensure the accuracy of credit reports.
And why did they totally change my dispute? They claim that I disputed "present/previous status/MOP rating/payment pattern."
Apparently "Dispute #1: 007" is a "standard" dispute added to all disputes, and my actual dispute is in the remarks.
So, that's all strange. Have to ask about that.
The ACDV:
