New names, same old fraud and deception.
I doubt they'll tell consumers that they can have a 726 FICO credit score only 2 years after filing for bankruptcy.
Yup, it's true, details are in my bankrupty affidavit.
If you qualify to discharge your debts, why would anyone in their right mind RUIN their credit for many many years with credit counseling?
Why would you LOWER your FICO scores and pay MORE for insurance and credit, pay deposits for cell phones and utilities if you don't have to?
CareOne Sets the New Standard of Excellence for Credit Counseling
March 10, 2004 — COLUMBIA, Md. — 3C Incorporated today announced enhanced standards for nonprofit credit counseling agencies to license use of the CareOne Credit Counseling(SM) mark. These new standards build on the tradition that CareOne-branded agencies have established of providing premier credit counseling services to American consumers.
"We are proud of the CareOne(SM) service mark and what it means to consumers. After evaluating the mark over the past 18 months, we are pleased to announce new standards that will enhance the quality of financial education and counseling received by the customers of credit counseling agencies that carry the CareOne(SM) service mark," said Bernie Dancel, CEO of Ascend One, the parent company of 3Ci. "It is important that consumers know that agencies offering CareOne(SM) Credit Counseling services will provide them with the very best in financial education and counseling to help them get their finances under control and better their personal finances in the future."
In September 2002, the CareOne Credit Counseling service mark established that each person who contacts a nonprofit credit counseling agency offering education and counseling under the CareOne(SM) service mark will be treated with honesty, understanding, respect, humility, humanity and caring.
The expanded CareOne standards mean that to license the CareOne(SM) service mark, credit counseling agencies must:
— Provide patient, personalized financial counseling and education to every client who seeks assistance, including an individualized assessment of the client's financial situation in order to identify and help implement the best alternative to address his or her needs;
— Devote at least 1,000 hours per year to community outreach activities
that address consumer credit and money management;
— Partner with an educational institution to advance educational
offerings and to promote general consumer financial awareness, education, and literacy;
— Serve all clients who seek assistance, regardless of ability to pay, creditors owed, amount owed, or enrollment in a debt management plan;
— Comply with the "best practices" standards of the Association of Independent Consumer Credit Counseling Agencies or the National Foundation for Credit Counseling.
With these strengthened standards, the CareOne(SM) service mark becomes an even stronger signal that CareOne(SM) agencies provide first-class educational, counseling, and debt management services to all consumers, tailored to each individual's financial needs.
About Ascend One Corp.
Ascend One Corporation is the parent company to a family of financial businesses that includes Amerix Corp., FreedomPoint Financial and 3Ci. Amerix Corp. provides back-office processing and technology for credit counseling agencies and is the largest third party service provider for the credit counseling industry. FreedomPoint Financial provides consumers with multiple solutions to complex money problems. 3C Incorporated owns the CareOne Credit Counseling service mark. CareOne Credit Counseling is the premier level of service in the credit counseling industry. Ascend One is based in Columbia, MD.
Source: Company Press Release