February 12, 2004

NONE of the bureaus report the soft inquiries anymore

I guess they figure if they all stop reporting them, nobody will know those inquiries exist.

Equifax FICO report, and the TU online and the CreditExpert WASTE OF MONEY reports.

Posted by Christine at February 12, 2004 02:50 AM
This blog has MOVED!

For UPDATES please visit the NEW site at

http://www.creditsuit.org/

Comments

The FCRA in plain english says they most report everything in your file. It is that simple.
If I can understand that why can't the CRA's?
ANSWER IS= They dont want to.
They feel they are above the law.

Posted by: Randy at February 12, 2004 06:45 AM

Trans Union is refusing to investigate unathorized inquiries saying it is "mere statement of fact"

Posted by: at March 20, 2004 08:17 PM

And they are partially right. Nobody should EVER have inquiries deleted.

However, they should investigate hard inquiries and if they were without permissible purpose or incorrectly coded, that should be fixed.

I.e. hard inquiries should be recoded to soft, but never deleted.

Posted by: Christine at March 21, 2004 10:55 AM



Comments are CLOSED because this blog has MOVED!

For UPDATES please visit and post at the NEW site at http://www.creditsuit.org/