Due to continuing complaints about Professional Recovery collections of Pacific Bell accounts, I finally posted the documents related to the settlement:
The CEO statement and the UDF requesting that the CRAs delete. The $1,000 check wasn't nearly as important as that documentation.
My main issues are with TU, although I also question the practice of collectors NOT deleting their accounts when an account is transferred to another agency.
Since credit reporting is a collection activity, and the collection will obviously continue to damage the consumer, isn't that fraud?
They KNOW that they no longer have the account, yet they continue to collect! How do the FCRA and FDCPA address the reporting of collections after the account has been transferred?
Posted by Christine at November 10, 2003 09:24 PM