Started calling Providian's Gloria again yesterday. Not only because I don't have the Waiver yet, but also on behalf of a client.
For MONTHS he has been trying to get the credit reporting of a 1999 Providian charge-off corrected. I had submitted his Orders and Proof of Service with his notarized power of attorney, and Sheri Gorman in the Office of the President REFUSED to correct anything.
Aside from the SSCRA (Soldiers and Sailors Civil Relief Act), creditors can NEVER report a delinquent balance for an account they no longer own.
I've spent endless hours on this account, but Providian continues to report the account as SOLD and with the delinquent balance.
It doesn't even require any investigation, the bureaus who verified are just as liable because they can SEE that Providian reports the account as SOLD.
My client was just declined credit due to the delinquent Providian account and classified as B paper for an auto loan.
If anyone knows of attorneys specializing in working with military people, please e-mail. My client's APO address is in California, he is highly organized and has all the documentation, and the disputes were factual.
It's despicable how creditors treat the people who serve this country.
Posted by Christine at October 7, 2003 03:53 PM